Learning from our lending mistakes, with James Lambridis

We're a platform that connects people with the professional help they need to become debt free. We help people with credit cards, medical bills and student loans. So the user, they'll go on to our platform, we have what's called our Smart Debt Analyzer. It asks the user questions about their types of debt, total debt, what their main goals are, whether it's to lower their monthly payment, lower their interest rate, raise their credit score, and then based off the answers to those questions, we connect them with the relevant company, or companies, that can best assist them with their debt.

There's no one-size-fits-all solution for anyone in debt, everyone's got a different credit score, everyone's got a different income, everyone's got different financial goals. So we want to lay out their options in front of them, you know, the pros and cons of each. Whether it's credit counselling, debt settlement alone, we want to be that educational partner, inform them on all these options, because once again, a lot of people aren't sure the difference between those three, and then ultimately, they can decide for themselves what's best.